10/7/2025 3:57:11 PM Navigating the New Regulatory Momentum: AI in UK Financial Services By Cyrus Pocha Claire Harrop Sophia Doan Artificial intelligence (AI) is already reshaping financial services, but regulators are moving fast to ensure opportunity does not...
9/26/2025 3:10:03 PM FCA publishes proposals for applying its Handbook to cryptoasset firms By Cyrus Pocha Claire Harrop Noah Schmidt Robert Stevens +1 more... Show less The UK Financial Conduct Authority (FCA) published a consultation paper on 17 September 2025 outlining its proposals for applying the...
7/2/2025 10:06:00 AM UK data reforms unpacked: the new smart data schemes and what businesses need to know By Rachael Annear Claire Harrop Giles Pratt Tristan Lockwood Adam Gillert +2 more... Show less On 19 June 2025 the UK enacted Data (Use and Access) Act 2025 (the DUAA). The DUAA is a wide-ranging and significant reform package with...
6/13/2025 8:51:26 AM UK finalises data reforms: what businesses need to know By Giles Pratt Rachael Annear Tristan Lockwood Adam Gillert +1 more... Show less On 11 June 2025 Parliament passed a Bill that will shortly gain Royal Assent and become the Data (Use and Access) Act 2025 (the DUAA)....
6/11/2025 9:52:42 AM FCA consults on proposed prudential rules for cryptoasset firms that issue qualifying stablecoins and safeguard qualifying cryptoassets By Claire Harrop Cyrus Pocha Borja Ruiz De Gopegui Noah Schmidt +1 more... Show less On 28 May 2025, the FCA published a consultation paper outlining its proposed prudential rules for firms that issue qualifying...
6/5/2025 2:34:07 PM DORA and critical ICT third-party service providers: the first round of “critical” designations approaching By Theresa Ehlen Alexander Glos Daphne van der Houwen Hans-Ulrich Klöppel John-Markus Maddaloni Carolin Kuehne +3 more... Show less The EU’s Digital Operational Resilience Act (“DORA”), which has become applicable in January this year, has elevated ICT regulation in...
5/27/2025 10:40:17 AM Taming the “Wild West”: UK Government leads BNPL into the regulatory stable By Cyrus Pocha Emma Probyn Craig Dewar Christine Simpson Tricia Moffat +2 more... Show less The UK Government has saddled up to bring order to what it terms the “wild-west” of Buy Now Pay Later (BNPL). For years, BNPL has...
5/9/2025 10:16:12 AM FCA publishes discussion paper outlining its proposed approach to regulating certain cryptoasset activities By Cyrus Pocha Claire Harrop Noah Schmidt Aleena Mann +1 more... Show less On 29 April 2025, HM Treasury published a draft statutory instrument in near-final form which will introduce a regulatory regime for...
3/10/2025 3:07:01 PM Risen from the Ashes: FIDA trilogue set to move forward By Natalie Pettinger Kearney Jimena Gonzalez Elisabeth Schemmer Daniel Klingenbrunn +1 more... Show less The EU is committed to bringing the wider financial sector into the digital age. To this end, it has proposed a new framework for secure...
1/21/2025 12:33:28 PM Freshfields Fintech: Our Predictions for 2025 By Cyrus Pocha Claire Harrop David Sewell Emma Probyn Rikki Haria Daphne van der Houwen Christine Simpson Eva Schneider Daniel Klingenbrunn Nariné Atamian Tristan Lockwood Noah Schmidt +9 more... Show less As we did in 2021, 2022, 2023 and 2024, we have crowdsourced predictions for the year ahead from the Freshfields global fintech team....
12/30/2024 5:07:53 PM Grandfathering under MiCA – how member states approach the transitional regime – December 2024 update By Janina Heinz Daphne van der Houwen Daniel Klingenbrunn Eva Schneider Steffie De Backer +2 more... Show less This post is an update of our previous post published on June 21, 2024. The harmonisation of European financial services law for...
12/20/2024 3:09:16 PM FCA publishes discussion paper on admissions and disclosures and the market abuse regime for cryptoassets By Cyrus Pocha Claire Harrop Emma Probyn Christine Simpson Christopher Bernard Noah Schmidt Eden Elder +4 more... Show less On 16 December 2024 the FCA published its much-anticipated Discussion Paper on (i) cryptoasset admissions and disclosures and (ii) the...